Legacy Planning

Legacy planning is bigger than estate planning.

Estate planning is about distributing assets upon your death: to who, how, and when.  You want to take steps to accomplish your intended estate goals in a tax- and cost-efficient manner.  This includes:

• Organizing and properly titling assets
• Making beneficiary designations
• Maintaining a will
• Establishing trusts  as applicable
• Selecting a durable power of attorney for finances

Legacy planning also includes healthcare planning to express your wishes and relieve your loved-ones:

• Addressing long-term care needs
• Establishing a living will
• Selecting a medical power of attorney
  

Legacy planning also includes administrative planning to not make it hard for your heirs and designees to conclude your affairs:

• Organizing and providing details of regarding your financial relationships and online accounts including business and banking relationships, real estate and mortgages, insurance policies, vehicles, jewelry, loyalty programs, automatic bill payments, credit cards, social media, etc.
• Organizing personal information such as marriage license, prenuptial agreement, divorce documentation, adoption papers, etc.
• Contact information for your financial advisor, attorney, accountant, physician, employer, etc.
  

Perhaps most importantly, is leaving a message to your heirs and loved-ones:

• First is a letter of instruction regarding the above
• Second is a last message from the heart to your loved-ones.  What goes in it is unique to you and your relationships,but for guidance, imagine what you would like, or would have liked, to hear from a parent, spouse, partner or other important loved-ones in your life.  

We provide low cost estate planning as a separate service.  The service includes 

Years of experience have prepared us to guide you through your life transitions.