We offer several advanced investment strategies that build on our core strategies to provide additional sources of potential return, risk reduction and tax reduction including: 1) tax-managed equities, 2) income protection strategies, and 3) private market strategies.

Keep more of what you earn: get more out of your equities

What is Direct Indexing?  Instead of buying an index fund, we build an index tracking portfolio of individual equities that allows us to build portfolios that respect your preferences and allow us to reduce your taxes through tax-loss harvesting.  For qualifying investors seeking tax efficiency, enhanced growth potential, and control, we build a custom portfolio of individual U.S. stocks.

Direct indexing has grown in popularity — its tax-efficient properties make it a good choice over typical ETFs and mutual funds. But historically, it's only been available to large institutions or with limited ability to customize the underlying strategy. We wanted to change that.

We have relationships with institutional managers who can employ higher active risk strategies which may substantially increase tax efficiency.

 We offer several income protection strategies that can be very effective, especially during when you are approaching or in retirement:

• Inflation-protected Treasury bond ladders that you can use to  guarantee a specified spending level in real terms while allow the time for your equity assets to grow
• Inflation-protected bonds with longevity pooling to generate higher yields like a SPIA (single premium immediate annuity), but without having to lock your money up with an insurance company.
• Guaranteed Minimum Withdrawal Benefits (GMWBs) tied directly to your investment accounts, instead of tying your money up in an insurance company variable annuity.   

The strategies are designed so the the level of income protection you choose is secure regardless of what happens in the equity markets.  

Pursue the growth you want with the cash flow security you need. For investors that have financial obligations they need to meet, we protect their planned withdrawals first and then seek growth.  While our income protection strategies were designed with retirement income in mind, some of these strategies can be used to secure any goal.

Whether it's planning for retirement, funding a college education, or traveling the world, our goal protection strategies help secure future spending your financial plan and also allow for continued growth.